أ‌- ودائع التوفير : وهي حسابات بسيط

أ‌- ودائع التوفير : وهي حسابات بسيطة تقدم من طرف المصارف لتشجيع صغار المودعين وتشارك مثل هذه الحسابات في نتائج الأرباح السنوية للبنك بجميع فروعه، ويحصل أصحابها على دفاتر توفير تسلم لهم من طرف البنك وذلك لبيان مدفوعاته وسحوباته.
ب‌- ودائع الأجل :
o حسابات يقوم المصرف بتقديمها للراغبين من عملائه بالمشاركة والاستثمار في المصرف والتي تشارك المصرف في نتائج أعماله، وهي حسابات عبارة عن ودائع شهرية أو ربع سنوية أو نصف سنوية أو سنوية.
جـ- ودائع الأجل بإخطار:
هي نفسها ودائع الأجل إلا أنها تختلف عنها في آلية السحب منها بحيث يتوجب على صاحبها اخطار المصرف برغبته في عملية السحب منها قبل فترة زمنية محددة يتم الاتفاق عليها.
د- شهادات الادخار الاستثمارية:
تعتبر بمثابة أوراق مالية شبيهة بالسندات التي تصدرها الدولة أو الشركة المساهمة، لكنها لا تعطي فائدة ثابتة بل تعطي عائدا من الأرباح التي تحجققها أعمال البنك الاسلامي المصدر لها.
3- حسابات الاستثمار المخصص :
هي ودائع العملاء في مشروع محدد أو تخصص لغرض معين ويتحمل أصحابها مخاطر الاستثمار والمسؤولية وحدهم وبالتالي هي حسابات تقوم البنوك الاسلامية بتقديمها للراغبين في الاستثمار في مشاريع أوصفقات محددة مسبقا أو غرض معين في حالة الربح المحقق فإنه يوزع بين أصحاب الودائع والبنك المضارب حسب النسب المتفق عليها وفي حالة الخسارة فيتحملها أصحاب حسابات الاستثمار المخصص بالكامل بشرط عدم تقصير البنك أو تعديه .

النتائج (الإنجليزية) 1:

-Savings deposits: simple accounts offered by banks to encourage small depositors and share such accounts in the results of the annual profits of the Bank in all its branches, and gets their owners on the books provide a receipt for them by the World Bank to identify payments and prize draw.B-the term deposits:O the bank accounts for clients wishing to participate and invest in the Bank, the Bank participates in its results, accounts are deposit monthly or quarterly or half yearly or yearly.C-notification term deposits:The same term deposits but they differ in their drawing mechanism so the owner must notify the Bank wished raffle before a specified period to be agreed.D-investment savings certificates:Considered as a bond-like securities issued by the State or company, but do not give fixed interest but give up the thagkkha work of Islamic banking source.3. ad hoc investment accounts: Customer deposits are in a specific project or for a particular purpose and assumes the investment risk and liability owners alone are thus Islamic banks accounts for those wishing to invest in projects ausavkat predefined or particular purpose if the profit it is distributed among the owners of deposits and Bank speculator agreed rates in case of loss are borne completely investment account holders did not shorten or infringement.

النتائج (الإنجليزية) 2:

A savings deposits: a simple accounts offered by banks to encourage small depositors and share such calculations in the results of the annual profits of the bank in all its branches, and getting the owners to provide receipt of them by the bank 's books so as to indicate its payments and withdrawals. (
B ) term deposits:
o accounts based Bank provide to those interested from its customers to participate and invest in the bank and that the bank is involved in the results of its work, which is a monthly deposits or quarterly accounts or semi - annual or annual basis . (
c ) term deposits to notify:
are the same and term deposits , but it differs in tow , including a mechanism so that should the owner notified the bank of its intention to drag them before a specific time period to be agreed upon.
d investment savings certificates:
considered as similar securities to bonds issued by the state or the company to contribute, but do not give a fixed rate of interest but also give back from the profits that Thjqgaha work Islamic Bank source to them.
3. investment accounts Allocation:
is the customer deposits a specific project or allocated for a particular purpose and assume the owners investment risk and responsibility alone and therefore are the accounts of the Islamic banks provide to those interested in investing in advance or a particular purpose specific Oocefqat projects in the case of the realized gain it distributed among the owners of bank deposits and the speculator by agreed percentages in the case of loss borne entirely dedicated on condition of shortening the bank or transgression IAH.

النتائج (الإنجليزية) 3:

A - saving deposits: a simplified accounts offered by banks to encourage small depositors shared results of such calculations, the annual profits to the bank in all its branches, and owners on the books delivered to them by a bank, in order to demonstrate its payments Wshwbath.B - term deposits.O accounts provided by the bank for clients wishing to participate, investment bank, in the bank, which involved in the outcome of its work, which consisted of monthly deposit accounts, annual one fourth the a half annual or yearly.A - term deposits to notify.The same term deposits but they differ in the mechanism of extraction, so must the bank owner notice of the drawing of them before the time limit is agreed.D - the investment savings certificates.As the securities are bonds issued by the state or a shareholding company, but they don"t give a constant but gave back gains that Thjqqha Islamic Bank source.Investment accounts for 3.Is the customer deposits in a specific project or allocated for a particular purpose only the owners bear the investment risk and hence are accounts provided by Islamic banks wishing to invest in projects Awsfqat preset or a particular purpose in the case of profit gained is distributed among the owners of bank deposits, and not as ratio agreed upon in case of losses shall be borne by the owners of investment accounts devoted entirely to condition the bank or commit not to default.