- الوضعية المالية باستخدام النسب ال

- الوضعية المالية باستخدام النسب المالية ،صافي رأسمال العامل، تركيبة رأس المال، مردودية المشروع .
- الوضع الاقتصادي العام ومدى تأثيره على المشروع كعلاقته بالسوق، واتجاه الأسعار.
- مدى ربحية المشروع والطلب على منتجاته .
- قدرة المشروع على الدفع أو السداد والضمانات المقدمة .
وتعتمد البنوك على نوعين من الاستثمار:
الاستثمار المباشر: ويعني أن يقوم المصرف بتوظيف الأموال بنفسه دون شريك، في حالة مشروع يتلاءم مع سياسته الاستثمارية، حتى يحصل على أرباح اكبر، لذلك يوصي الدكتور الشحاتة، بعد متابعته لنشاط البنوك الإسلامية ب: " يجب على البنوك الإسلامية مراجعة نشاطها والأفضل لها أن تقيم وحدات متخصصة في ميادين معينة كالصناعة أو التجارة أو العقار "
الاستثمار بالمشاركة : إن المصارف الإسلامية مصدر تمويل لمن يحتاج المال، فلا يليق بها احتكار الاستثمار لنفسها، ولأنه قد يحدث أن لاتتوفر البنوك على إمكانيات مادية وبشرية للإقامة المشاريع لوحدها، فتلجا عندها لمشاركة رجال الأعمال والمقاولين ذوي خبرة، ليلعب البنك دور الممول والمرشد والشريك في آن واحد .
وللمشاركة قسمان، مشاركة دائمة لكل شريك أو مجموعة من الشركاء بحصة معلومة، أو مشاركة متناقصة تقضي بتنازل البنك عن جزء من حصته للمتعامل معه ببيعه إياه سنويا إلى أن يتم انتقال ملكية المشروع كاملة لشريك البنك، هذا ويوجه الاستثمار في النقاط الآتية :

النتائج (الإنجليزية) 2:

- Positivism financial using financial ratios, net capital factor, capital composition, the profitability of the project.
- The overall economic situation and its impact on the project Kaalagueth market, and the direction of prices.
- The profitability of the project and the demand for its products.
- The project 's ability to pay or payment guarantees provided.
banks rely on two types of investment:
direct investment: it means that the bank will employ the funds himself without a partner, in the case of the project in line with the investment policy, even gets bigger profits, so I recommend Dr. beggary, after follow - up of the activity of Islamic banks in: "banks must Islamic audit activity and better for her to establish units specializing in certain fields such as industry, trade, real estate "
investment partnership: the Islamic banking financing to those who need the money source, not worthy of the monopoly of the investment itself, but it may happen that the banks just do not get the material and human resources for the establishment of projects alone , resorting then to the participation of businessmen and contractors experienced, the Bank plays a financier and mentor and partner role at the same time .
to participate sections, permanent participation of each partner or group of partners to share information, or decreasing partnership requires a waiver of the bank for part of its stake to the customer with him to sell him a year to be a full transfer of ownership of the project to a partner bank, this investment is directed in the following points:

النتائج (الإنجليزية) 3:

Financial status by using financial ratios, net working capital, capital structure, profitability of the project.The economic situation and its influence on the Klaqth project market and price trend.The profitability of the project and the demand for its products.Ability to pay, payment and guarantee.The banks rely on two types of investment.Direct investment: it means that the recruitment of funds itself without a partner, in case the project is adapted to its investment policy, in order to gain more profits, so the doctor recommends that Alshhatt, after followed up of Islamic banks: "Islamic banks should review their best to establish units specializing in specific fields, such as industry international real estate"The Islamic banks, investment participation: a funding source for anyone who needs money to investment itself, there is a monopoly, and they did not happen to the banks to financial capabilities and residential projects alone, then Ftlja for businessmen and contractors with experience in both mentor and partner, the bank to play the role.It has two sections, the sustained involvement of each partner or group of partners to share information, or decreasing involvement requires a waiver of bank for part of the shares sold by trader with him. Annually until the transfer of ownership of the project is complete to a partner bank, this investment in the following points: