أما المبدأ الثاني فيتمثل في تحريم ا

أما المبدأ الثاني فيتمثل في تحريم اكتناز الأموال، كون النقود تستعمل أساسا لتقويم السلعة أو الخدمة، والتداول بين أيدي الناس لخلق العمل ودفع النشاط الاقتصادي، وجاء التحريم بصريح القران { يَا أَيُّهَا الَّذِينَ آمَنُوا إِنَّ كَثِيرًا مِّنَ الْأَحْبَارِ وَالرُّهْبَانِ لَيَأْكُلُونَ أَمْوَالَ النَّاسِ بِالْبَاطِلِ وَيَصُدُّونَ عَن سَبِيلِ اللَّـهِ وَالَّذِينَ يَكْنِزُونَ الذَّهَبَ وَالْفِضَّةَ وَلَا يُنفِقُونَهَا فِي سَبِيلِ اللَّـهِ فَبَشِّرْهُم بِعَذَابٍ أَلِيمٍ﴿٣٤﴾يَوْمَ يُحْمَىٰ عَلَيْهَا فِي نَارِ جَهَنَّمَ فَتُكْوَىٰ بِهَا جِبَاهُهُمْ وَجُنُوبُهُمْ وَظُهُورُهُمْ هَـٰذَا مَا كَنَزْتُمْ لِأَنفُسِكُمْ فَذُوقُوا مَا كُنتُمْ تَكْنِزُونَ "
وأخيرا مبدأ المشاركة في الربح والخسارة كبديل نظيف عن تحريم الربا وهو مبدأ مستمد من القاعدة الشرعية " الغنم بالرغم " وذلك مبدأ عام لا يمثل صيغة معينة من المعاملات المصرفية إذ أن المعاملات جلها مستقاة منه، ومقتضى لنفسه الغنم ويرمي بالغرم على عاتق غيره، وجاء تطبيقه نتيجة مشاركة رب المال بماله والمدين بعمله في تحقيق مشروع استثماري معين .

النتائج (الإنجليزية) 1:

The second principle is prohibition of hoarding money, that money is used mainly for a calendar item or service, and trade between the hands of the people to create work and push economic activity, prohibition of outright Koran {o you who believe that many of the inks and the monks to eat people's wealth unlawfully and hinder (men) from the path God who hoard up gold and silver and spend it not in the way of God, preached the doom اليم﴿ 34 ﴾يوم يحميٰ in hell فتكويٰ by their sides and their foreheads and backs هٰذا what will be hoarded for yourselves, kanz " Finally, the principle of participation in profit and loss as a clean alternative for prohibition of usury is derived from the rule of legality "sheep although" principle represents a particular version of the banking transactions, mostly derived from, and under the same tho IAM aims to sheep rests with others, came as a result of the application of the participation capital with his money and the debtor in a specific investment project.

النتائج (الإنجليزية) 2:

The second principle is to outlaw the hoarding of money, the fact that the money is mainly used to evaluate the item or service, and trading in the hands of people to create employment and drive economic activity, came prohibition explicitly Koran {O ye who believe that many of the rabbis and monks to eat people 's wealth unlawfully and debar ( men ) from the Path of Allah and those who hoard up gold and silver and spend it not in the way of Allah teach just the pains Olam)34(aom protects them in hell Vtkoy their foreheads and their sides and backs that 's what Knzatm for yourselves taste the what you Tkenzon "
Finally , the principle of participation in the profit and loss a clean alternative to prohibition of usury a principle derived from Qaeda legitimacy "sheep , although" as a general principle does not represent a specific version of banking transactions as the transactions mostly derived from it, and appropriate for himself sheep aims Balgrm the responsibility of others, and was applied as a result of the participation of the Lord of the money with his money and the debtor work in a certain investment project.

النتائج (الإنجليزية) 3:

The second is the prohibition of hoarding of money, and that money are used primarily to evaluate the product or service, and in the hands of people to create employment and economic activity, the explicit prohibition of the Koran {o Aayauhaa Alaadheyna Amanuwa me Katheyrana are from the Alaahbaare Waalrauhbaane Layaakuluwna Aamwaala Alnaaase Bealbaatele Wayasudauwna about sabil Allaahe and who Yaknezuwna Aldhaahaba Waalfedaata neither Yun Fequwnahaa in sabil Allaahe Fabashearhum Beadhaaben Aaleymen34yawma Yuhmay Alayhaa in Naare Jahanaama Fatukway Behaa Jebaahuhum Wajunuwbuhum Wazuhuwruhum haadha never Kanaztum Leaanfusekum Fadhuwquwa never Kuntum Taknezuwna "Finally, the principle of participation in profit and loss as a clean alternative to prohibition of riba which is derived from legal rule "sheep, although" the general principle is a formula. Of banking transactions as transactions mostly derived from it, is himself a sheep Balghrm aims with the Lord of money money. Otherwise, the application due to the participation of the debtor. For a given investment project.