تعدّ الخدمات المصرفية في البنوك بصف

تعدّ الخدمات المصرفية في البنوك بصفة عامة الواجهة الرئيسية للمتعاملين مع البنك، وسياسة هامة لجذب المتعاملين الجدد والمحافظة على المتعاملين الحاليين، فهي بوابة العبور للتعامل في أنشطة البنك المختلفة، كما ترجع أهمية الخدمات المصرفية إلى أن الإيرادات الناشئة عنها: إيرادات منخفضة المخاطر، ويقدم البنك الإسلامي كافة الخدمات المصرفية التي يقدمها البنك التقليدي فيما عدا الخدمات المصرفية التي تتعارض مع أحكام الشريعة الإسلامية، والتي تستخدم أسعار الفائدة في تنمية تلك الخدمات( ).
وتعتبر الخدمات المصرفية:
1- وسيلة للدعاية والإعلان:
تعتمد الخدمات المصرفية على قاعدة عريضة من العملاء ولا شك أن تداول اسم المصرف بين عدد كبير من الأفراد سواء كانوا من العملاء أو غير العملاء يحم إعلانا غير مباشر عن المصرف، ومما لا شك فيه أن ارتباط اسم المصرف بخدمة مصرفية متميزة يتخصص فيها ويؤديها بكفاءة سيترتب عليه زيادة عدد العملاء الذين يرغبون في الاستفادة من هذه الخدمة.
2-الخدمة المصرفية تؤدي إلى زيادة موارد البنك:
الخدمات المصرفية تؤدي إلى اجتذاب عملاء جدد للبنك الأمر الذي يترتب عليه زيادة ودائعه، بالإضافة إلى أن الخدمات تجعل العميل ترتبط أكثر بالبنك، فتجعل البنك يمارس له كافة نواحي نشاطه المالي، مما يؤدي بالعميل إلى زيادة ودائعه بالبنك، وذلك لمواجهة مدفوعاته.

النتائج (الإنجليزية) 1:

Bank banking is generally the main interface for dealing with the Bank, an important policy to attract new clients and maintain existing dealers, gateway to deal in different activities, it is important that banking revenues posted: low risk earnings, the IDB offers all banking services provided by traditional bank except for banking services that conflict with the provisions of the Islamic Sharia, which used interest rates in developing those services.Banking services are:1. a means for advertising:Banking services depends on a broad base of customers and no doubt trading Bank name among a large number of individuals whether clients, non-clients holds an indirect advertisement for the Bank, be sure to link the name of the Bank which specializes in banking service and performed competently will increase the number of customers who want to take advantage of this service.2. banking service to increase the Bank's own resources: Banking services conducive to attract new customers to the Bank, which entails an increase in assets, plus the services make the client more associated Bank, make the Bank has exercised all aspects of financial activity, leading the customer to increase its deposits in the Bank to meet its payments.

النتائج (الإنجليزية) 2:

The banking services in banks in general , the main interface to customers with the bank, an important policy to attract new customers and maintain existing customers, they transit to deal in the various activities of the Bank 's Gate, also attributed importance of banking to the revenue arising from it: a low - risk earnings and provides IDB all banking services offered by a traditional bank , which with the exception of banking services that are inconsistent with the provisions of Islamic Sharia, which use interest rates in the development of those services ().
the banking services:
1. means for Advertising:
banking services based on a broad base of customers is no doubt that trading name of the bank among the large number of individuals , whether they are customers or non - customers protected the indirect declaration of the bank, and is no doubt that the name of the bank link distinct banking service specializes in and performed efficiently will result in increasing the number of customers who want to take advantage of this service.
2-banking service lead to increased bank resources:
banking conducive to attracting new customers to the bank which would entail increased its deposits, in addition to the services make the client linked to more than the bank, making the bank exercised him all aspects of financial activity, which leads the customer to increase its deposits Bank, in order to meet its payments.

النتائج (الإنجليزية) 3:

Prepare banking services to banks, in general the main interface for the bank"s clients, an important policy to attract new customers, maintain existing customers, they are crossing gate handle the various activities of bank, and due to the importance of banking services to income arising: low income, low risk, the bank provides all the Islamic banking services offered by the bank. The conventional except for the banking services that are incompatible with the provisions of th Islamic law, on which interest rates are used in the development of such services.The banking service:1. The way of advertising.Banking services rely on a wide range of customers, the circulation of bank name among a large number of personnel, whether customers or clients protect a indirect bank, there is no doubt that associated bank name, bank service and specialize in distinct efficiency would increase the number of clients who want to the advantage of this service.2. The banking service to increase the bank"s assets.Banking services will attract new customers to the bank deposits and resulting in increased, in addition to the service to make the customer are associated more Balbnk making the bank exercises all aspects of financial activity, which leads to customer to increase the deposit in the bank, in order to meet its payments.