4- المحافظ الاستثمارية :تعتبر حصيل

4- المحافظ الاستثمارية :
تعتبر حصيلة اصدارات سندات المقارضة سواء كانت سندات مقارضة مشتركة أو مخصصة أموالا مطلوبة للمكتتبين في هذه السندات .
5- ودائع المصارف (المحلية والخارجية) :
تعتبر من أبرز مصادر التمويل الخارجية وتعد بمثابة الجزء الهام في تشغيل الأنشطة الاستثمارية ضمن الصيغة الإسلامية للتمويل.
6- تأمينات نقدية مختلفة :
تتكون من تأمينات نقدية على التسهيلات الائتمانية المباشرة وفير المباشرة.
7- مخصصات مختلفة : تتكون من :
- مخصص مخاطر الاستثمار :
o يتم اقتطاع ما نسبته (10%)من صافي أرباح الاستثمار المحققة على حسابات الاستثمار المشتركة، ويحول المبلغ المقتطع لحساب " مخصص مخاطر الاستثمار" .
o مخصص ضريبة الدخل : يتم الاستدراك لضريبة الدخل وفق القانون.
o مخصص تعويض نهاية الخدمة للموظفين : ويتم احتسابه لمواجهة الإلتزامات القانونية والتقاعدية الخاصة بنهاية الخدمة حتى تاريخ الميزانة العامة للبنك.
o مخصصات أخرى :
8- أرصدة دائنة أخرى :
تمثل مستحقة مطلوب دفعها كالايجارات ورسوم المياه والكهرباء والهاتف وايرادات مقبوضة مقدما وصافي الأرباح المعدة للتوزيع.
9- مطلوبات أخرى :
وتتكون من شيكات ومسحوبات بنكية مقبولة الدفع، وحصة العملاء من ارباح الاستثمار المشترك ومخصصات رسوم الجامعات والبحث العلمي والتدريب المهني.
10- رأس المال المدفوع :
يقصد به في الاسلام اصل المال وهو الذي يتم الحصول عليه من الموارد التي تجمع من المساهمين في المصرف ويسمى رأس المال المدفوع وهو المصدر الذي يعتمد عليه البنك .
11- الاحتياطات والأرباح المحتجزة "المدورة":
هي مبالغ مقتطعة من الأرباح بهدف معين مثل تقوية المركز المالي وتدعيم رأس مال البنك أو تسوية الأرباح الموزعة
- احتياطات قانونية: يحتفظ بها بموجب القوانين الخاصة بالبنك.
- احتياطات عامة: تفرضها طبيعة عمل المصرف والظروف العامة.
- احتياطات خاصة: يتم تكوينها بموجب سياسة البنك من أجل دعم المركز المالي وضمان قوته ومتانته.

النتائج (الإنجليزية) 1:

4. the portfolios:Deemed proceeds of bond borrowing, whether shared or dedicated his scissors bond funds required for underwriters on these bonds.5. bank deposits (domestic and foreign): Is one of the most prominent foreign funding sources and serves as an important part in the investment activity within the Islamic finance formula. 6. different monetary insurance:Consist of cash locks on direct credit plentiful.7. different allocations: consist of:-Custom investment risks: O is truncated (10%) of net realized investment gains on common investment accounts turning amount deducted to calculate custom investment risks. "O income tax provision: income tax is undermined by law.Custom o end of service personnel is calculated to meet the legal obligations and pensions for end of service date of the general budget of the Bank.O other allocations:8. other credits:Represents a required payment of outstanding kalaygarat and water and electricity charges, telephone and prepaid revenues and net profits intended for distribution.9. other liabilities:It consists of checks and bank payment accepted drawings and share profits from customers and universities and research fees allowances and vocational training.10. paid-in capital:Intended in Islam out money and is obtained from the resources collected from shareholders in the bank capital is called a reliable source.11. reserves and retained earnings "Rotator":Are the amounts deducted from the profits of a particular goal, such as strengthening the financial position and strengthen bank capital or dividends -Legal reserves: kept under special laws.-General precautions: imposed by the nature of the work of the Bank and the General conditions.-Special precautions: configured under the Bank's policy to support the financial position and ensure strength and durability.

النتائج (الإنجليزية) 2:

4. Investment Portfolios:
is the outcome of the bond issuance Muqarada whether bond mutual muqharada or dedicated funds required to subscribers in these bonds.
5. bank deposits (domestic and foreign)
is one of the most prominent sources of external funding and serves as important in the operation of investment activities segment within the Islamic formula for funding.
6. Insurance monetary different:
consists of a cash insurance on credit facilities and direct fire direct.
7. different allocations: consisting of:
- provision for investment risk:
o be deducted (10%) of the net investment gains realized on the joint investment accounts and it converts the amount deducted to calculate the "ad hoc investment risk".
o provision for income tax: is being aware of the income tax according to the law.
o provision for end of service benefits: and is calculated to meet the legal obligations and private pension at the end of the service until the date of the general Almizanh Bank.
o other provisions:
8 - payables other:
representing accrued is required to pay such as rent and fees for water, electricity, telephone and revenue received in advance and net stomach profits available for distribution.
9. other liabilities:
It consists of checks and withdrawals of bank accepted payment, and the share of the customers of the joint investment earnings and allowances of university fees, scientific research and vocational training.
10 - paid -up capital:
intended in Islam out of money which is which is obtained from the resources collected from the shareholders of the bank and the so- called paid - up capital , a source upon which the bank.
11. reserves and retained earnings "retained"
are deductibles of profits in order to specific , such as the strengthening of the financial position and strengthen the bank 's capital or the settlement of dividends
- Legal reserves: kept under the Bank 's laws.
- General precautions: imposed by the nature of the work of the bank and the general conditions.
- Special precautions: are configured under the Bank 's policy to support the financial position and to ensure the strength and durability.

النتائج (الإنجليزية) 3:

4. The investment portfolios.The synthesized versions of Almqardt bonds bonds of common Mqardt and earmarked funds required for subscribers in these bonds.5. Bank deposits (domestic and external).Is one of the main sources of external financing are a important part in the operation of investment activities in the mode of Islamic finance.6. The cash margins.Consisting of cash margins for direct credit facilities on hand directly.7. Different allocation consists of:Provision for investment risk.O be cut 10% of net realized investment gains on investment account, the amount deducted for dedicated investment risk. "Provision for income tax o: revision of income tax in accordance with the law.O dedicated staff end of service compensation, it is calculated to meet legal obligations Waltqadyt for end of service until the date of the bank"s overall budget.O allocations.8. Other credits.Is due to the required Kalayjarat paid fees for water, electricity, telephone, and income received in advance and net profits to be distributed.9. Other liabilities.It consists of cheques, bank withdrawals payment accepted, and customers of mutual profits and fees, universities, scientific research and professional training.10. The paid up capital.Islam is out of the money which is obtained from the resources raised from shareholders in the bank is called paid in capital is the source of the the bank.11. The reserves and retained profits "round":Are dividend withholding amounts for a specific purpose, such as stronger financial position, strengthen bank capital or the adjustment of dividendsLegal precautions: keep them under the laws of the bank.Universal precautions: imposed by the nature of the bank"s general conditions.Special precautions are configured by a policy bank to financial status and the strength and support.